Success is making the right moves.

Forward-Thinking Business Insurance
Forward-Thinking Business Insurance

If there are some hidden cost or coverage gaps, I will make some suggestions.
If there are carriers that haven’t been approached in the last couple of years that would compete well on your account, I will point them out.

Supply Chain Risk Management in the Food Industry
Supply Chain Risk Management in the Food Industry

15 No man – or business – is an island. We are all part of an interdependent community. For example, a restaurant can prepare all of its dishes in-house, but the ingredients have to come from somewhere else. This creates potential exposures. What if a special ingredient that is the centerpiece of your Friday night special doesn’t arrive until Saturday?…

Get the Right Personal Insurance for Your Unique Needs

15   Heffernan Insurance Brokers provides specialized insurance programs and personal risk management for individuals and families. In today’s fast-paced world, you can never be too prepared for the unexpected. Your home and its contents are some of your most valuable assets, and having the right protection in place can mean the difference between a catastrophic loss and a bump…

Risk Management Center
Risk Management Center

15 These training shorts can improve safe work habits, productivity, and morale. Topics cover a wide variety of work-related subjects to assist your organization in preventing injuries. 2019 Regulatory Compliance eGuide One of the biggest services we can provide you at this time of the year is the gift of preparedness. To help you ring in the new year compliant, we’ve compiled…

Insurance for Senior Living Communities
Insurance for Senior Living Communities

15 As an administrator of a senior care and living community, you are part of a rapidly changing industry that is expanding services and capabilities in order to meet evolving market demands. Source: Insurance for Senior Living Communities Views – 637 14 Link to this post!

Insurance renewal creates an excellent opportunity
Insurance renewal creates an excellent opportunity

15 When your commercial insurance renewals comes due keep us in mind.  Heffernan’s access and service platforms are exceptionally unique.   This creates an excellent opportunity for you  to explore multiple coverage, cost and service options in the changing marketplace,  especially If you have not shopped outside your current brokerage relationship recently.   Contact me today to learn more about the best…

Are You Ignoring the Biggest Business Risk?
Are You Ignoring the Biggest Business Risk?

15 Today’s businesses face many risks, from competition from high-tech startups to lawsuits over employment practices. But the biggest modern risk of all is one that you might be ignoring – the risk of cybercrime.   Businesses are familiar with this risk. After all the high-profile data breaches and ransomware attacks, it’s hard not to be. At the same time,…

Caregivers Insurance
Caregivers Insurance

15 Focused on helping our client partners understand and navigate the complex health care system, our methods and resources together with our extensively qualified team deliver a customized employer benefits portfolio. We offer a full array of products and services to meet the needs of our clients. Source: Caregivers Insurance Regards, M. Brant WatsonSenior Vice PresidentHeffernan Insurance BrokersD:  (925) 295-2506M:  (925)…

Control Workers’ Comp Cost
Control Workers’ Comp Cost

15 Heffernan Insurance is your partner in taking control of  workers’ compensation insurance costs.  Our advocacy driven claim tracking and reporting tools greatly reduce your premiums and headaches in running your business. When you are ready we offer risk retention groups, captive arrangements, self-insurance options and other program alternatives on a nationwide basis.  At Heffernan, we believe in crafting customized solutions for…

Cyber Liability: A Scary Risk for Your Small Business
Cyber Liability: A Scary Risk for Your Small Business

15 The term “cyber liability” sounds like something from a Star Trek movie. But if you think it’s NOT something that pertains to your business, think again. The fact is cyber liability affects businesses of all types and sizes. What exactly is cyber liability? As a business, you have a duty to maintain the privacy of other people’s data. So,…

Is it Time to Take Control?
Is it Time to Take Control?

15 Heffernan Insurance is your partner in taking control of California workers’ compensation insurance costs. In addition to traditional insurance, we offer risk retention groups, captive arrangements, self-insurance options and more. Source: Is it Time to Take Control? Views – 276 14 Link to this post!

Insurance renewal creates an excellent opportunity
Insurance renewal creates an excellent opportunity

15 As a result of our past interactions,  I understand that your commercial insurance renewals are coming due soon.   Heffernan’s access and service platforms are exceptionally unique.   This creates an excellent opportunity for you  to explore multiple coverage, cost and service options in the changing marketplace,  especially If you have not shopped outside your current brokerage relationship recently.  Just contact…

Managing Employment-Related Exposures in the Home Health Industry
Managing Employment-Related Exposures in the Home Health Industry

15 The home health care industry is booming. With massive job growth expected over the next decade, this is an exciting time for home health care companies. However, hidden in all this opportunity, there is risk. Owners must be aware of changing labor laws and current best practices to manage the risk of lawsuits and to control the cost of…

Selecting A Business Insurance Broker: 5 Questions to Consider
Selecting A Business Insurance Broker: 5 Questions to Consider

15 Business insurance is a complicated matter. To make sure you’re getting the best coverage, rates and services, you need to enlist the help of the right business insurance broker. To find that perfect match, consider these issues. Independent or Captive? Once you have a policy, your insurance carrier will provide your coverage and pay out any claims. To get…

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