It’s been an especially destructive hurricane season. Harvey made landfall on the Texas coast as a Category 4 hurricane before stalling over Houston, where it caused extreme flooding. Hurricane Irma followed, devastating the Caribbean before hitting Florida. While people were still dealing Irma, Jose developed into another Category 4 hurricane in the Atlantic. If you’re a homeowner with property destruction, you’re probably wondering how to pay for repairs. Even if you don’t live in an affected area, these storms raise the question … what does homeowners insurance cover when disasters strike?