Direct Health Cards


One of the largest (and growing) issues facing employers today is skyrocketing out-of-pocket costs. According to the 2015 Milliman Medical Index, the average American family of four spent $3,787 in out-of-pocket costs. Estimates for this year place it over $4,000.

The average family budget can’t take much more. This is a problem because the most-used plan design changes lately have shifted costs to employees. We need new approaches that actually change costs and outcomes, not just shift the expenses.
It’s time for strategies with real results. Approaches that put cash back in an employee’s hands, while also reducing employer health costs. We don’t have time for ideas that sound good, but don’t deliver. We need savings now.
Memphis Benefits has solutions that increase access to care while returning hard-dollar savings more than 300 percent and improving employee morale.
What is the strategy?
Telehealth and advocacy services deliver these kinds of results. Disclaimer: if delivered properly. If not, they go over like a lead balloon.
Telehealth allows patients a doctor visit by phone – all the way to getting a prescription written, if appropriate. It works for two-thirds of doctor visits that are short-term acute care issues. Advocacy services include price transparency, out-of-network bill negotiation and/or someone to help frustrated people navigate a complex health care system. Sounds like the kind of services every employer and employee would want and use.
We know it sounds to good to be true but it is true and we can provide statistics .
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Larry Watson

Headquartered in Memphis, Tennessee , LWTS Marketing has nationwide presence offering comprehensive business marketing,

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